Your total pre-tax income from all sources
Monthly payments for credit cards, car loans, student loans, etc.
Cash available for down payment (minimum 3.5% for FHA loans)
Current mortgage interest rate (check today's rates)
Varies by location (average is 1.1% nationally)
Average homeowners insurance costs $1,200-$2,000/year
Monthly homeowners association fees (if applicable)
Lenders typically allow 28-36% of income for housing
Shorter terms have higher payments but less total interest
Private Mortgage Insurance typically costs 0.5-1.5% of loan amount annually
Affordable Home Price
$0
0% down payment | $0 loan
Principal & Interest
$0
Taxes & Insurance
$0
HOA Fees
$0
PMI
$0
Total Monthly Payment
$0